asked:


I am shopping around for a mortgage lender. Each time I submit a pre-approval application they pull my credit, right? How does this affect my credit score? I seem to remember hearing somewhere that as long as all applications are done within a certain amount of time, all applications are counted as one. Is this correct? How long is my window of opportunity?
Thanks

John

Brandi K asked:


Was just wondering if some or all lenders go by credit score or report. I have always heard that they haven’t. Some clarification would be great!!!!

Jayla

carrie asked:


What i have found is several scammers, who are willing to loan you money for a fee. I am glad i looked into this more before giving out any info. beware.

Mackenzie

jorgealmd asked:


Applied for 3 credit cards in the last 4 weeks and all 3 applications were denied because of limited credit history. Will it affect my chances in obtaining a credit card in the future?

Henry

Jessica B asked:


We’re trying to get a card from one of the bigger lenders to build our credit score, but I’m not sure if our score is high enough to begin with? We have been approved for all the crappy cards…don’t want any of that mess…does anyone know??

Megan

awfominaya asked:


Two person family, 1 part time employed roughly 28 hours a week. The other roughly 6-12 hours a week (a significant reduction of income from previous position).

Both students receiving federal aid for University.
We have very good credit and the student loans should help us to continue to effectively make our payments. But it could become a problem down the line.

Elizabeth

orca asked:


hi:

looking for a lender that deals with people with bad credit backgrounds. not looking for much just enough to help with
bills. not a home owner but have a good job.

Trinity

cmgctl asked:


I make 48k per year. Circumstances that have led to bad credit rating are a 60 day late car payment that occurred two months ago. The car has since been paid off. Credit cards are close to the max but always paid on time. Please only respond with a list of possible lenders thankyou.

Landon