lvtiffy asked:


Looking for a home loan…When do lenders check your credit during the loan process? thx!

Robert

Rosebud asked:


Is there anyone willing to use car and household furniture for collaterol for a loan?

Reese

Joe S asked:


I dont want my credit to be docked by having multiple lenders pulling my credit. All I would like is a rate to get the best deal.

Ashley

redhairedmama75 asked:


When a potential lender pulls your report what bureau to they most often pull it from?

Cheyenne

viper pilot asked:


My husband and I both have bad credit (both from previous marriages). We both work and have stable jobs. Do you know of any lenders who legitimately offer home loans to people with bad credit. The place appraises at about 160K and we can get it for about 120K. Thankms for your help

Anthony

Emily T asked:


The lender runs your credit when they pre-approve you, but do they run it again once you actually apply for the mortgage loan? Or do they run it at closing?
I have already had my offer excepted and am closing next week. I have been using the same mortgage agent for the whole process. I just wasn’t sure if they run your credit once at pre-approval and again at the actual application.

Nathaniel

e f asked:


Where do you apply for a federal (not private loan?)
Can you apply for a loan after you took out one loan for 2,000 several years ago that was taken out in your name by fraud? What then do you do, if you need more loan, like a 40,000 loan to cover your expenses? How do you handle this and get more loan to cover educational expenses?

Paige

Katie B asked:


I have very poor credit because of some embarrassing mistakes I made with credit cards. I am trying to rectify this, but am getting married in the next year to a man with fantastic credit. I make 50K per year, but he makes over 400K. I know that lenders usually look at both incomes and credit scores when applying jointly, but since his income and score is so high–will they even look at mine?

Hunter

Kristy S asked:


Here’s the deal, internet. Last week, we had a loan for a doublewide. Tuesday when the Fed shut down most of the subprime lenders, our loan company was one of them. Now we have a contract, a closing date comming up in two weeks, and no LOAN! What now?
Sorry, should have mentioned I’m in Texas, and the property is an REO, already set up on land, and the loan amount is under $50,000. I’ve been told this is extremely difficult to work with.

Nicole