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Credit Lenders
CodingAway asked:


I want to start looking into the option of getting professional assistance to get out of debt. I’m not going to mention any numbers, but the debt my wife and I have accrued over the years is … well, staggering.

Anyway, I know some company’s are out to scam people, and I was wondering if their was any way to research various agencies?

I’m not sure of the term I am thinking of, but the types of companies that I am referring to give you an agent, then the agent negotiates deals with your credit lenders to lower interest rates, then they give you a flat fee to pay monthly and an estimated time of paying off your debt.

Morgan

Apr
22
Credit Lenders
rrk33 asked:


I am in a really bad situation right now and need $5,000 ASAP. The problem is that my credit is in ruins right now and nobody in the world wants to give me credit. Fortunately I have co-signer but I was wondering who the lenient credit lenders are. I searched a local credit union company but they said they check you credit score before letting you become a member. Who are the lenient credit lenders???
And mind you payday advance places are not a good option whatsover!!! In California (where I reside) the maximum ammount you can borrow is a mere $255 which far less than what I need and you you need to repay that plus $45.00 interest charge which amounts $300.00 by your next payday….scratch those options off please!!!

Jose
Credit Lenders
Lauri M asked:


Why is US bank-to-bank credit that’s based on US central bank interest rates+margin not available to European lenders through many (most?) European banks while the US rates seem to be significantly better than EURIBOR rates? Is there something else than currency rate risk factored into the game?

Megan
Credit Lenders
torrance_jw asked:


I am a working college student who recently found himself overwhelmed this past semester because I moved into an apartment and the bills just started pilling. I also found myself in need of a car. I’m just worried that I won’t be able to finish my college education if I don’t get more money soon. I can’t find a cosigner and I have little credit. What can I do?

Makenzie
Credit Lenders
Paul S asked:


I am wondering if DECREASING my credit limit on a couple of credit cards would be helpful if and when we try to get a home loan, or is it simply the number of credit cards that matter? It seems that I have heard somewhere about the debt to income ration and that somehow ithe maximums that you can borrow can work against you even if you do not come anywhere near using those amounts. Thanks for any help on this!

Sebastian
Credit Lenders
Kandice M asked:


I mean a person can open and close a checking account faster than lighting and you go into the credit bureau if you do not pay and the same thing happens with an unsecured personal loan. Why the risk? What is the difference? Bad credit is bad credit.

Bryan
Credit Lenders
DebsWeThePeopleBeckoning asked:


The idea of setting up a system for investors to reap benefits off investing in consumer credit bonds is good, but the “credit” is a bad idea as long as the “credit” lenders get to keep ripping off the consumers like they do. They steal late fees every month by delaying processing of consumer loan payments. It’s criminal how creditors are operating.

Rylee