Angie asked:


Can anyone help me locate lenders that are willing to loan to people with bad credit (only bad due to NOT having credit cards!), and only a small down payment? I know they still exist, but need some leads.
It’s not a matter of not affording the house. We’re looking for $60,000 loan, nothing major. We already pay that much every month, and have faithfully for six years. It’s just the credit that is stopping us. They like our income level, and job history, it’s just the fact that we don’t do credit cards that they’re telling us is hurting us. Ironically, staying out of debt is keeping us from getting the house! Ha!
Fort Sil, it probably has something to do with us being in CA. They are tougher on everything here, and one lender said that it’s CA that wants borrowers to have a credit score of at least 620 (I’m just barely under that). Because we don’t have credit, we don’t finance vehicles, our credit score is much less. But, other states only require a score of around 580. Not good ole’ CA!

Kendra

Mathal asked:


People with personal experience please

Brian

kittykat asked:


I current have faasa loan, however it is not enough to fund my education. I have tried several internet searches, same results, no real loan applications for bad credit with no up front fees.

Evan

tcall1011 asked:


I am in Dire need of a $45000 loan. My home was just foreclosed on and I have 10 days to find a home for my wife and kids. I also owe 20k in bad business debt that i got stuck with and one debtor is threatening criminal action, all i did was act a a middle man! I am an investigator that specializes in skip tracing and missing persons. I have tried banks and friends to no avail. I tried 3 of the supposed lenders posted on other sites and they all want:
a: bank info
b: upfront deposit usually around 450-500 dollars
I am desparate and looking for legitimate help not a scam artist I have had my fill of that.

Gabriella

Cynda32 asked:


Does anyone know of a lender that I can apply with directly that specialize in bad credit car loans? Other than Drive Financial?

Jackson

sftballplayer73 asked:


I am looking for legit lenders, not scam artists. Too many out there!

Megan

tia c asked:


I have been looking for a loan and cant find one. Of course i can go to the bank but if my credit was that good i would not need a loan. Anyway i was recently “scammed” by a comp called greenline trust who said they have found me a bad credit lender who has approved me for a loan. first i had to send them the loan agreement then send my collateral to my lender directly. That was of course to be done via money gram and when it was done the lender then required more money to be sent. needless to say i asked for my refund which i am still waiting for and are in the same boat now if not worse. Look i need serious site to check out or resources. thanks

Mackenzie

Shortcake asked:


I have really bad credit and i need a personal loan for min 40,000. I have been turn down by lenders already, but i need to move from CT to FL ASAP! Someone Please help me find a lender.

Rachel

Shanteciyiea asked:


I have terrible credit so i can’t get a loan and my parents refuse to fill out my FAFSA. Where can i get a legitimate bad credit loan lender or some type of online cosigner? HELP!

Kaylee

April asked:


I am looking for a small personal loan between 500-$1500 and have the title to my 2002 Ford Taurus (great shape and fully loaded) as collateral, but I have bad credit, is there any lenders out there that meet my criteria?

Gabriela