luxemomny asked:


My credit score the last time I checked was 635 it’s not good but it isn’t totally bad. I really need a car. This would be my first auto purchase. Should I finance through a dealer? I keep getting turned down for auto loans.

Grace

awfominaya asked:


Two person family, 1 part time employed roughly 28 hours a week. The other roughly 6-12 hours a week (a significant reduction of income from previous position).

Both students receiving federal aid for University.
We have very good credit and the student loans should help us to continue to effectively make our payments. But it could become a problem down the line.

Elizabeth